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ENTREPRENEUR | BUSINESS on Instagram: "Hard work isn’t everything.” That’s what Nikhil Kamath — co-founder of Zerodha and one of India’s youngest billionaires — told the graduating class of 2025. And it’s something we all need to hear. In a world obsessed with hustle culture, Kamath reminds us that emotional stability, pattern recognition, and surrounding ourselves with the right people often matter more than just grinding endlessly. He didn’t finish school. He built one of India’s top fintech f