Always set your ladder on a solid, level surface. For a stepladder, make sure the spreader locks are fully extended and ...

Municipal bond funds are facing increased risks from rising interest rates, inability to cover distributions, and possible tax law changes. Individual muni bonds provide greater certainty of cash flow ...

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

The individual bond ladder I created last year beat corporate bond ETFs on total return. Keeping average maturity around 5 years, targeting slightly lower credit quality in the BBB range, and buying ...

A CD ladder consists of opening several CDs with different maturity dates. A CD ladder's benefit is you can earn high rates and also have access to portions of your money at frequent intervals. With a ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Text Callout : Key Takeaways - (Mar '25) How to Build a CD Ladder for Retirement Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

Retirees often give certificates of deposit short shrift, and that’s unfortunate. Leveraged properly, CDs can give people living on a fixed income the one financial necessity they need in retirement: ...