Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

There are a lot of important decisions to make leading up to retirement. Not only do you need to decide which investments and savings goals align with your financial plan, but you also need to make ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Disability income replaces a portion of lost wages when an ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

The vast majority of Americans worry over their financial security, yet a large share of them take a pass on long term disability insurance that would protect their income if they became disabled due ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

If you receive a denial letter from your insurer, seek legal advice before appealing the decision, says a leading disability ...