When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

Everything you need to know about the medical questions and exam If you want to buy life insurance, you need to apply and qualify first. Applying for life insurance typically involves filling out ...

This can be a great option if you’re worried about a medical exam—or just don’t want to take one There’s a lot to consider when you’re buying life insurance, not to mention the hassle of getting a ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

Life insurance is a valuable tool that provides a financial safety net for your loved ones after you die. As long as you make your monthly payments and keep your policy in force, you can rest assured ...

Not all life insurance policies require a medical exam. No-exam policies can be issued quickly — sometimes within minutes — and are best suited for younger, healthier applicants who want to lock in ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

Life insurance provides economic security for you and your loved ones in the event of your death. By making a payment to the insurance company each month, depending on your billing schedule, you can ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...