AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

Overview: Ladder offers a quick online application for its term life insurance policies, which are available for 10- to 30-year periods. A unique feature of the company’s policies is the ability to ...

The ladder strategy involves stacking multiple term life insurance policies to match changing financial needs. Laddering typically saves money over time compared to one large policy. Life insurance ...