For half a century, a federal program has covered most at-risk properties. Now, a private company is pitching a plan to ...

Flooding and mudslides pose unique challenges for homeowners when it comes to insurance. Many find out they are either ...

Though natural disasters cycle across seasons and regions in the U.S., it’s often a shocking discovery for property owners how expansive and expensive flood and water damage can be when a major storm ...

If you live in a hurricane-prone area, you likely have more on your mind as summer gets underway than just trips to the beach and backyard barbecues. The six-month-long hurricane season began June 1, ...

Homeowners and renters are urged to review their insurance policies, as standard policies often exclude flood damage, requiring separate flood insurance. Flood insurance can be purchased through ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

California homeowners don’t seem to think much about flood risks with few insured against watery storm damage. My trusty spreadsheet examined flood insurance coverage stats compiled by ValuePenguin by ...

With five months to go, 2025 is already the year of the flash flood in the United States. To date, the National Weather Service has issued more than 3,600 flash flood warnings across the United States ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

It’s the middle of hurricane season, and meteorologists say we’ve been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

Discover what homeowners insurance typically covers and what it doesn't cover, like flooding or earthquakes. Ensure that your ...