We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to retirement planning, annuities are one of the financial ...

With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

Although annuities aren’t technically investments, such as stocks, they can still be effective savings tools. There is a longer life expectancy and unpredictable expenses always come into play. As ...

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans ...

Planning for retirement has perhaps never been more complicated — or more important. With Americans living longer and navigating volatile markets, the question isn't just if you've saved enough to ...

When retirement planning with a client, the transition from the accumulation phase (where the focus is on building wealth) to the decumulation phase (where the focus shifts to using that wealth to ...

BlackRock was ahead of its time in 2008 when the firm developed a target-date series and annuity pairing that didn’t take off. It would be another 12 years before the company announced a new take on ...

Annuities are an effective tool for individuals seeking to secure their financial future. After all, they provide a steady income stream, often for life, and can ease concerns about outliving your ...

The retirement landscape has shifted dramatically over the past few decades. Gone are the days when most retirees could count on a generous company pension to carry them through their golden years.