When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Today, the White House announced an indefinite pause of the collection of defaulted federal student loan debt, including through the Treasury Offset program, which applies any tax refunds towar ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

The Social Security Administration announced Thursday that a debt collection program paused during March 2020 at the start of the COVID-19 pandemic would resume immediately. The Treasury Offset ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

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Student loan borrowers who haven't paid their debt now face seeing their wages garnished, Social Security benefits reduced, and more as debt collection resumes in 2025. A five-year break that began as ...